>auto trader> car purchase with the ebay vehicle protection plan?>
>k so im buying a >car> off of auto trader>. we’ll use the >ebay> vehicle protection program
the lady says i send >ebay> my money
we get the >car> for 15 days (>ebay> holds the money)
at the end of the 15 days if we like it >ebay> sends her the money.
we havent sent the money yet but we gave her our adress.. so they can ship the >car>.
she said >ebay> will contact us when they get they info so we can send our money..
im 16_ this will be my first >car>.
scam?>
>
>
>
>Jack answers:>
Absolutely. Its been here a thousand times. Stay far far away from these people.>
>Just ask yourself this series of questions:>
>If YOU were selling the car, would you sell it well below market value, for any reason?>
>Would you have to ship it somewhere, or if you were selling that cheap, would you be able to find many buyers in your own city?>
>If you were going to ship the car, would you sell it too cheap, then PAY to ship it to the buyer?>
>If you paid to ship it to the buyer, and sold it dirt cheap, would you give them a right to refuse, or tell them “A deal is a deal”?>
>If they refused the car, that you sold too cheap, and paid for shipping on – would you then pay for return shipping? Or would you tell them that the return freight was their responsibility?>
>I think you can see all the holes in this often-repeated scam attempt.>
>Run Forrest, Run!>
>
>
>
Jenny asks…>
>
>Car Scam? “Ebay Invoice”?>
>OK here’s one. >
>I found this >car> in autotraders and i sent an email to the guy saying i was interested and this is the first reply i get:>
>Hey,
I am selling this >car> because my unit will be sent back to Iraq.I have no use for the >car> anyway,due to my job.The price is low because I need to sell it before Oct 30th. The >car> is in great condition and runs great. I have a clean title ready to be signed. The >car> has no electrical or mechanical problems.It is still available for sale if interested, price as stated in the ad .The >car> is in Billings, MT; in case it gets sold I will take care of shipping. Let me know if you are interested, email back.
2003 Toyota Celica GTS
Mileage:23152miles
Inspection: Inspected
Vehicle Title: Clear
Condition: Used
Transmission: Manual
Fuel type: Gasoline
Engine: 4 – Cyl
You can see more pictures at: http://photobucket.com/toyota_bucket>
>Jeferson>
>Ok so the guys goin to Iraq and selling it cheap, i can kind of sympathize because i am active duty Marine and i know some things have to be rushed, but this seems a little too good to be true. The guys askin $3100 for a >car> that could easily go for over 10 grand, plus with a bluebook of 13-14 thousand. >
>Ok this is starting to get boring so ill sum it up. The guy asks me for my Full Name and Delivery Address for the >car>. I send it to him and this is what i get:>
>Thank you for your email.I will ask >ebay> to send you an invoice with the terms of this transaction.Please email me back after you receive it>
>(Note the no spaces and no period, i don’t know, just seems weird) Oh and who the hell says “thank you for your email”. That just seems kinda stupid and fake.>
>Ok so in my spam folder, i get this “>ebay> invoice”. Its got the guy selling the vehicle and his address (no phone #). Its got my info i gave him. AND its got this “>ebay> agent” detail, with name and address (again, no phone #)>
>Oh and the invoice ended with:>
>Sincerely,>
> >eBay> Customer Support (Trust and Safety Department)
>ebay>@buyer-protection-support.com
Fax: 1-320-386-4864>
>Which from what i read, >ebay> will only have to do with anything “xxx@>ebay>.xxx.xxx” and the email was sent with a “>ebay>@xxx.xxx.xxx” just another fact i guess.>
>So fellow do gooders, help me out. If this guy really is a scamer, i want to let the fine ppl at autotraders know and to remove that ad. THANKS!!!!>
>
>
>
>Jack answers:>
Its a scam they come up with a story that sounds true but if its to good to be true than it is. If they could easily get over 10 grand for it they would sell it for that. Unless this seller has a rich family theres no way he would sell it for 7,000 under value. A 2003 toyota celica with 25000 miles is not ever going to be $3100, i sold my ’02 camry with 165,000 miles on it for $5000 (not to be disrespectful but the government doesnt pay people in the military much money too). These ebay scams happen all the time. Ebay will not send you a message like that. This happens way too much people say this is such a great deal and then they are out $10,000 the next day and never see it again and theresno way to get it back.>
>
>
>
David asks…>
>
>Anyone who knows about ebay scams?>
>I am trying to buy a new vehicle. I stumbled upon some Acura cars being sold by the owners. They are all very cheap. But when you email the person, they send back that they are out of town and will have to ship it to me, and they want to use >ebay> money policy. Something about I send the money to >ebay> but >ebay> wont send it to them until I get the >car> and choose to keep it. >
>Is that something that actually exists? Anyone ever done that?>
>
>
>
>Jack answers:>
Ebay does not have an escrow service for third-party transactions. >
>This is a long-running scam. Your money is not held in any account for “5-10 days”. It is withdrawn and gone once it’s wired. And there is no tracing or retrieving it. >
>The “seller” is not in the military, divorcing, moving overseas, etc… They are scam artists sitting in internet cafes in Southeast Asia and Africa. Don’t fall for this.>
>
>
>
Lizzie asks…>
>
>Is this a used car Scam?>
>I was looking through the classifieds on Cragislist.com for a >car> and found one I was interested in and emailed the seller. The sellers reply sounded very strange and I wondered if this was some type of scam. His response is below, tell me what you think.>
>Hello,
You made the right choice! My ”2003 Toyota Corolla” is in great shape,no engine problems,damages or hidden defects.It was always garaged and never kept outside.i’m selling the >car> because my son suffers of a terrible virus and he needs an operation and I don’t have that money .The mileage is 52622 miles and the price is 4.200$.We will use >eBay>`s protection program for our safety.I just need your full name and address so i can open a case.(with no further obligation or fees).Have a nice day!>
>
>
>
>Jack answers:>
Hello, >
>Yes it is a scam.>
>I was looking at adds on kijiji and saw a car that I wanted too and I got almost the same reply word for word except mine was from a woman who said she had gotten divorced and wanted to sell her car. The rest of the text was the same word for word. So stay away from that one!!>
>
>
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>
>
>
>
Paul asks…>
>
>Used car buying tips and advice?>
>I’m looking into buying >a> >used> >car>. Under $8,000.
Please suggest any >car> brands and names that are affordable to drive (and insure, if possible.) >Car> insurance is >a> fortune, especially being young. I already know “family cars” are slightly cheaper to insure.
Carmax in my state is >a> rip-off compared to other >car> dealers I’ve seen. I will have to finance, I do not have $8,000 cash so I can’t >buy> privately (I doubt the seller wants loaned money..could be wrong but…)
Any >tips> and advice would be helpful.>
>
>
>
>Jack answers:>
I am not gonna say that I am totally sure about the answer.it is really depending on the personal feelings.thus it would better for you to try to find the best answer yourself.Here>
>http://www.Autoinsurancepro.info>
>is a good resource for reference though.>
>
>
>
John asks…>
>
>tips on buying a used car…and should I buy it at a dealer?>
>hello there!>
>I am going to >buy> myself >a> >used> >car>. I was wondering what >tips> you may have to get the best deal and >a> great, reliable >car>.
and also, should I >buy> the >car> at >a> dealership? I’d hate to look in the streets for cars and I feel as if they are not reliable. >
>thanks>
>
>
>
>Jack answers:>
Biggest and best tip have the car inspected my a trusted mechanic. I prefer dealerships because they can handle everything. You can buy off the street but do be careful you have less protection>
>
>
>
Nancy asks…>
>
>What is the best website to buy a used car, and what kind of tips can you give me?>
>What is the best website to >buy> >a> >used> >car>, and what kind of >tips> can you give me?>
>Looking to get one for around $10,000>
>
>
>
>Jack answers:>
Go to Carmax, they have clean used cars with a guarantee. If you want a real bargain, you really have to know cars, and you wouldn’t be posting a question on this.>
>Today Carmax has a 2007 Chrysler PT Cruiser 4D Wagon for $9,849. >
>Carmax has definite prices, and a full inventory to search. They mostly sell used cars, so it is not a sideline business like it is to a car dealership.>
>
>
>
Chris asks…>
>
>Tips for buy a used SAAB car?>
>I’ve just graduated from college and been looking for >a> >used> >car> to >buy> both online and offline. Most of time, my friends or family suggest me buying >a> Japanese brand >car> instead of buying Europeans or Americans.
I am >a> huge SAAB fan and want to know what major disadvantages I would get from buying >a> >used> SAAB >car> comparing with >used> Japanese brands. I especially want to hear some suggestions from experienced SAAB drivers only. Hoping that my friends are wrong. >
>Thanks.>
>
>
>
>Jack answers:>
A well maintained Saab, emphasis on well”, will last for an extended period of time, well into the 200,000 mile mark and beyond. Preferably, maintained by an experienced Saab Mechanic. Finding one with no rust and that has ALL service records should be your main concerns. Finding one from an original owner would be even better. Saab’s are GREAT automobiles, especially the Classic 900 lineup. Check this site out, it’s simply AMAZING for used Saab’s. Many, you will find, are in exceptional condition from original owners. There are passionate Saab owners.>
>Http://www.saabnet.com/tsn/class/>
>
>
>
Richard asks…>
>
>Anyone have an helpful tips on buying a used car?>
>I’m 16 and getting ready to >buy> my first >car>! IT will be >a> >used> >car> and my budget is about $8000…any >tips> on buying? What should I look for? I don’t want to get ripped off and I’ll be paying for all of it myself. My parents are not being very helpful.thank you!>
>
>
>
>Jack answers:>
Find the vehicle you are interested in then have a mechanic look at it for any problems or possible future problems also always get a car fax report you should be able to get a decent car for that price>
>
>
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Paul asks…>
>
>Buying a new out of state car to bring to California?>
>I am thinking about buying >a> >new> >car> in Oklahoma and bringing it into California. The reason I want to >buy> in Oklahoma is that my parents know >a> >car> dealer and can get me >a> far more superior deal on >a> >car> then if I decided to >buy> it in California. >
>However, I heard somewhere that you cannot purchase and then register >a> brand->new> >out>->of>->state> vehicle in California. >Out>->of>->state> vehicles can only be brought in if they have at least 5000 miles on them. any ideas?>
>
>
>
>Jack answers:>
Dumb idea. You will pay registration fees, and sales tax to Oklahoma, and then again to California when you register it here. You really won’t save anything.>
>
>
>
Daniel asks…>
>
>Car bought out of state but have to move to a new state?>
>I was living in OKC but my old >car> was wreaked…i bought >a> >new> used >car> to be able to Head over to MO (>new> >state> >of> residence) with the temp tags am i able to drive my >new> >car> >out> >of> >state> with the temp tags and register my >car> there or register my >car> over in OKC>
>
>
>
>Jack answers:>
I just bought a car in PA and I was bringing it to VA. I got temp. Tags but they were sending the title to VA. You may have to pay a second registration fee because you didn’t mention it before…. But you should be fine to drive and then register it in your new state!>
>Good Luck>
>
>
>
George asks…>
>
>If I buy a new car out of state can i get dealer tags?>
>until i get back to my >state> and register the title?>
>
>
>
>Jack answers:>
If you buy it from a dealer out of state, he is an agent of the dmv, he may give you a temporary (paper) tag. If is from a private party, you need to get the vin number, call the insurance company, give the vin, have a copy of the insurance card faxed to you (or pick it up) go to the dmv ahead of time with the vin the license plate and insurance card, and get a temporary tag to transport the vehicle. Which you then need to take to the dmv, to get the vin inspected, and get plates and registration for your car>
>
>
>
William asks…>
>
>if I move to a new state and buy a new car insurance> policy, must I report violations in other states?>
>i had two >car> accidents – one in arizona in summer 2004 and the other in texas in summer 2005, both >of> which i was at fault.
at the time, i had california >car> insurance, which covered my accidents. i did everything legally and paid for my mistakes.>
>i just moved to pennsylvania and need to >buy> >a> >new> >car> insurance policy here.
do i need to report my prior >car> accdidents to my >new> insurance company? if I don’t tell them about them, willl they find >out> anyway?>
>
>
>
>Jack answers:>
No, you don’t have to – because it will show up on your record, and then you’ll get either an “uprate” or a cancellation notice for failure to disclose. >
>Believe me, they WILL find out. PA is hooked into driving records with the other states DMV’s, AND the companies check claims records via CLUE report. And with two at-faults, you’ll get the cancellation notice, which will give you 10 days, and then you’re starting all over again.>
>
>
>
Thomas asks…>
>
>Will dealers out of state honor my new car warranty>?>
>I need to >buy> >a> >new> >car>. However, I plan on moving >out> >of> >state> within the next few months. Will >a> dealer in my >new> >state> honor the warranty> on the >car> that was purchased in my current >state>?>
>
>
>
>Jack answers:>
Every new car warranty> is accepted all over the United States and Canada. The same applies for Manufacturer Service Contracts that extends the warranty>. However, if you by an extended warranty>, make sure that it is a manufacturer’s plan and not an aftermarket warranty>. Some of those are not accepted everywhere.>
>
>
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Thomas asks…>
>
>Need a good auto / car warranty> company for my car, please help?>
>I made almost 1 years payments on this >warranty>> company for 2 of my cars. I went to call the company to make my 11th payment and the phone number was shut down. I never heard from the company again and i lost over 1,000.00 dollars. The >companies> name was >AUTO> REPAIR >WARRANTY>>, INC. in Fairview Park, Ohio. >
>I want to know what >auto> >warranty>> company out there is good, reliable and a good rate. I also want a company that covers older cars (1976 NOVA) and newer cars. I don’t want a company that is going to give me the run around when I finally do need a repair done.>
>Please Help>
>
>
>
>Jack answers:>
Almost all, if not all, after market car warranty> companies are nothing more than thieves. Personally, I would NEVER spend my money on such insurance. Do yourself a favor and google “after market warranty> complaints”. Please Be VERY careful…>
>
>
>
Ruth asks…>
>
>anyone know a good aftermarket auto warranty> company?>
>
>
>
>
>Jack answers:>
I don’t know of a good one, but after 12 years of dealing with different ones I could tell you of several that aren’t good, but then I could be sued for slander.>
>
>
>
Chris asks…>
>
>what does it take and how much to start a auto warranty> company?>
>
>
>
>
>Jack answers:>
It takes a knowledge of the laws about warranties in your state. You would have to have enough to cover if somebody made a claim.>
>
>
>
Jenny asks…>
>
>Has anyone ever heard of a auto warranty> company called – AUTO REPAIR WARRANTY>, INC.? I’ve been scammed…?>
>I paid on 2 >auto> >warranty>> policies for almost 11 months. I lost around 1,000.00. I tried to make my 11th month payment and the phone was disconnected. I never recieved anymore letters from the company. There Emergency Roadside Service phone number was disconnected to. They never answer there emails. There fax number just keeps ringing and never picks up. I have been trying to call them for almost 1 year now and the phone number is still bad. They took my money and disappeared. >
>How can i get my money back? Has anyone else had this problem with them or any other company? I am from NJ and I don’t know what I can do in my state to get my money back. I always paid them through my paypal account. I contacted paypal to try to get my money back and they wouldn’t give it back to me. Any advice would be helpful.>
>I need another >auto> >warranty>> company. So if you know of a good, reliable >auto> >warranty>> company let me know there name and number.>
>
>
>
>Jack answers:>
I’m also from NJ & the ONLY auto warranty> I would get would be from the dealer I got my car from. In fact I just got a new/used car from them, they have been sending letters, emails, etc. Trying to sell me an extended warranty> thru their Hyundai dealership. THEY tho would be the ONLY one I would go thru tho. Did you contact an atty. About your situation? Search the yellow pages for attys. Who offer FREE advice over the phone. BUT, I feel IF they’ve gone out of business, you’re NOT going to get a cent from a co. Who has no doubt gone bankrupt. I would imagine that’s just what happened with them! Honey, I’m afraid you lost your money on this one, I’m sorry. I would however go with a reputable car dealership as they will no doubt stay in business & take away your worries. Get it from where you purchased the car unless it was from a private party. I still would get it thru the mfg. Of the car….best to you…:)>
>
>
>
Mandy asks…>
>
>Has anyone heard of the company Warranty> Help Desk or the company Federal Auto Protection?>
>I’ve been getting calls from various outbound call centers working for these two >companies>. I can’t get a hard address, reachable phone number, and even 411 has never heard of them. Does anyone know where to find information on them?>
>
>
>
>Jack answers:>
Your not alone Ive been getting an insane amount of calls from these people it is a scam. I have personally filed a complaint with the minnesota attorny generals office. The MAG office has recieved multiple complaints about this company. As far as I can tell there based In southern california. And as soon as you start asking them about there business I assure you they hang up the phone very Fast.>
>
>
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>
Lizzie asks…>
>
>What is the benefit from buying extended auto warranty> from the car dealer over an online company?>
>I have the option to buy >extended> >auto> >warranty>>. Are there benefits to buying it from the car dealer? I feel I’m getting more for my money if I purchase it on my own, from a reputable company online.>
>
>
>
>Jack answers:>
You might also check will your local Credit Unions and Personal Auto Insurance> providers. The prices will probably be much cheaper than either a dealership or online company for the same coverage.>
>
>
>
Maria asks…>
>
>Where can I find a good extended auto warranty> for my 2007 Civic Hybrid?>
>I am doing some research on >extended> >auto> warranties online. I wanted to see if anyone with a Honda civic hybrid handled the >extended> >auto> >warranty>> issue.>
>
>
>
>Jack answers:>
The best extended warranty> is no longer available to you; that was the Honda Care service contract but you can’t buy that after the car is 6 months old.>
>There are several dealer group contracts that are ‘universal’ in coverage but most won’t cover the hybrid powertrain components. They will cover the other mechanicals. Be sure when you compare coverages to be sure it is clearly stated that the hybrid components are covered. It will say so right in the ‘covered components’ section of the contract.>
>You can also buy ‘mechanical breakdown insurance’ from credit unions. They are different from ‘service contracts’ in that they are real insurance policies that cover you for the failure of the specified parts versus a ‘service contract’ which is an ‘agreement’ with all kinds of stipulations as to maintenance, use, type of failure etc. Again, as with the service contract, make sure the hybrid components are called out in the ‘fine print’; otherwise they won’t be covered.>
>Your options are limited on what contracts you can buy as most dealers won’t assume the risk of selling a contract on a vehicle that they did not retail. If you bought the car from a private party then the credit union may be your only option for mechanical breakdown insurance. If you bought it new from a dealer then the dealer may be able to sell you an aftermarket plan while the car is still under warranty>. The programs from JM&A are quality contracts so that should be your first choice if you can find a dealer that will sell you one. JM&A is the finance arm of Jim Moran Family Enterprises and they are a Toyota Distributor in the Southeast. Their contract would probably cover the hybrid because of the Toyota Prius. I’ve never had a problem getting a covered repair approved through their administrative arm and they pay the dealers promptly.>
>Hope that helps>
>
>
>
John asks…>
>
>What are the best extended auto warranty> companies and plans?>
>I am looking to get an >extended> >warranty>> for my car. The factory >warranty>> will expire in July 2011. I want a >warranty>> similar to the factory one that covers just about bumper to bumper. There are many companies and plans. I am looking for a legit company and plan.>
>
>
>
>Jack answers:>
I asked my mechanic the same question. He said he had problems with all of them. The best come from the manufacturer.>
>If you have a regular mechanic, ask him which ones he has the best luck with. After all, he’s the one that needs to get paid by them.>
>
>
>
Jenny asks…>
>
>How long after purchasing an extended auto warranty> do I have to wait to get repairs?>
>I want to purchase an >extended> >warranty>> for some repairs I need to make on my car. How long do I have to wait after purchasing the >warranty>> to make the repairs so they will cover them instead of rejecting them for being pre-existing?>
>
>
>
>Jack answers:>
Before they sell you a warranty> the should check the condition of your car if not they are responsible of all repair its like a life insurance that you by today and you died tomorrow of a heart attack the have to pay ‘that A GOOD DEFENCE’>
>
>
>
William asks…>
>
>Extended Auto Warranty> – Fidelity Warranty> Services – Purchased for a new 08 Toyota Corolla?>
>Ok, I think I was basically “talked into” buying an >extended> >auto> >warranty>>. It’s 7 yrs/100,000 Platinum Coverage with a $0 deductible. It’s supposed to cover the engine, transmission, electrical, a/c, lots of stuff. It cost $1,560 and was added into the amount I financed. >
>I was thinking about canceling but the dealer probably would not be very helpful.>
>So, now that I have this >warranty>>, do you think it’s worth it anyway?>
>One bright spot is that in the event that I NEVER have to use this >warranty>>, I get my $1500 back. Of course, that’s after I pay interest on it! Still, it’s something.>
>What do you all think? Did I make a bad deal?>
>
>
>
>Jack answers:>
Sunny, The truth is that company is covering only 40,000 miles of power-train warranty> BEYOND the 60,000 your getting from Toyota anyway. I don’t know anything about this company but the credit union I’ve belonged to for going on 38 yrs. Offers three separate levels of warranty> protection AFTER the factory warranty> is gone. I’d like to see every thing yours covers and also what happens if you decide to trade your car before 100,000 miles?
The price is very reasonable if the company is accredited by Toyota or a bank.>
>Good luck to ya!>
>
>
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>
Paul asks…>
>
>How much is car insurance> in California, in LA for example?>
>I’ve been seeing a lot of cars with >California> license plates in New York. NY >insurance> is expensive. I wonder if they do it because it’s cheap there, or because they drive out here.>
>I want to know because I want to move out there.>
>
>
>
>Jack answers:>
Insurance is individaul, so what is cheap for me, may not be cheap for you. It is based on driving record, age, vehicle among other factors. >
>Just get an online insurance quote to see how much insurance in LA would be. Go to http://www.auto-insurance-knowledge.com/24-hour-insurance-quote-auto.html this will compare all companies in LA and give you the lowest prices. You may have to enter a LA zip code, so just look one up in google.>
>Hope that helps>
>
>
>
Sandra asks…>
>
>Car accident other driver fault I have no car insurance> California?>
>I have no >car> >insurance> was in a >car> accident 100% his fault police report says it his fault also I have major injuries >car> totaled what will happened?>
>
>
>
>Jack answers:>
In the state of California, if you are uninsured, you are NOT entitled to any compensation for your injuries other than your medical bills. Your car damages will be covered, but you’re on your own for pain and suffering. >
>Go get insurance before you think about driving again. Next time, it could be you who’s at fault…>
>
>
>
Steven asks…>
>
>Where I can find affordable car insurance> in California or Los Angeles?>
>I am willing to buy a new >car> before that I want to know about where i can get affordable >car> >insurance> in >California> or Los Angeles? Please help me somebody!>
>
>
>
>Jack answers:>
Try this site: usinsurancequote.net Here you can get free quotes from different companies>
>
>
>
Michael asks…>
>
>Where does it say this about car insurance> in California?>
>I’ve heard on the news that it’s now illegal for a >car> >insurance> company to change your rates based on where you live, at least in >California> if not nation wide.>
>Does anyone know where any official documentation/websites that specific state this fact that someone could site if it becomes an issue with a particular company?>
>
>
>
>Jack answers:>
Well, California law doesn’t apply to the other states – each state makes it’s OWN laws regarding insurance.>
>I’ve checked with the CA insurance department website, and don’t see ANYTHING like this. I’d be shocked if it was true – I think you’re either misunderstanding something. It’s possible that the rate for, say, towing, or medical payments to people in your car, is a flat rate, regardless of territory. But it’s a flat out fact that some areas have more thefts, and others more accidents. >
>I seriously doubt that ALL rates are going to be the same in CA, regardless of where you live.>
>
>
>
Nancy asks…>
>
>Can I have car insurance> from California in Maryland?>
>I spoke to a representative of the >car> >insurance> from >California> and she said that it was fine. And that she had many clients from all over the nation. Does anyone know more about this? Thanks!>
>
>
>
>Jack answers:>
Yes, most of them are Nationwide. They are set up with agents from all over the place and when you get quoted they’ll find you a local agent next to you based on your zip code, these do it with all major insurers
http://123automotive-insurance.solutionsarticles.com/compare.php?id=ap3>
>
>
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Sharon asks…>
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>Are extended car warranties worth it?>
>I just got my >car> brand new 2011 Nissan Sentra. The dealer offered me an >extended> >warranty>> for up to 7 years or 75K miles. My >car> payment increased $50 a month to have this >warranty>>. But >it> covers literally everything mechanical on the >car>. I mean everything…transmission, brakes, motor, etc.BTW my >car> is 6 speed manual. I sit down and wonder if its >worth>. I mean its a new >car> so is >it> going to break down? Is this >warranty>> >worth> your peace of mind or >it> the dealer just trying to rip me off?>
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>Jack answers:>
Not worth it, save your money, It’s a brand new car!, you probably have a 5 yr. Warranty> on it anyway and your only extending it another 2 yrs.for an extra $50 a month on your car payment?, can you say RIP OFF!>
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Mark asks…>
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>Are extended car warranties worth the money or just a scam?>
>I’ve been seeing commercials on tv for companies like US Fidelis that make >it> seem so easy to get vehicle repairs for nothing if you buy their >warranty>>. Is >it> legit or just a scam?>
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>Jack answers:>
Rip off>
>unless your buying a new model like the new camaro and are buying it from the manufacturer it’s a waste of money>
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Chris asks…>
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>Can an extended car warranty> be worth it for certain cases?>
>We bought a used >car> last year, that was still under manufacturer >warranty>> till 36,000 miles. We have had to take the >car> in for several different things now, and there is another problem, which could need major work in the near future. The warranties almost up, and im wondering with all the issues weve had if >it> would be >worth> >it> considering i always here how they are a rip off. But if you know its needed a lot of work, and could very well need a lot of future work, is >it> >worth> >it>? If >it> is, do you know of a reputable company to get >it> through.
BTW, we have a 2008 dodge grand caravan.>
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>Jack answers:>
Extended Warranties are great if you are worried that you will have problems with your vehicle. You have car insurance> in case you are in an accident. This runs you 100 a month. So why wouldn’t you have coverage in case your vehicle breaks down. Talk to someone who has had coverage and their vehicle broke down. They will be the first to tell you it was the best money they ever spent. My wife swears by them, and you know what I agree with her. She doesn’t know the first thing about cars and how is she suppose to know if she is getting ripped by the mechanic? With a warranty> she takes it to the dealer and they get the claim paid by the Service company. >
>A good company is www.warrantyelite.com . They allow you to rate a vehicle online without having to enter personal info. Also checkout www.autowarrantyrankings.com They review the companies that are out there. Warranty> Elite has their highest ranking.>
>Best of Luck>
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Ruth asks…>
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>Is it worth buying an extended warranty> on a used car?>
>I just bought a 2008 ford fusion v6 sel with 47,000 miles. The >car> drives great, though >it> was a fleet vehicle. Ford >warranty>> is till 60,000 miles. Is >it> >worth> buying an >extended> >warranty>> for another 60,000 miles? So I would have a >warranty>> till 107000 miles? The >warranty>> only covers powertrain and is 1100 dollars.
I also always change my own oil. I’m not sure if that will cause a problem>
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>Jack answers:>
I heard buying extended warranties at the dealer were ripoffs. Just stick to the manufacturers warranty> and when that runs out you could always get extended warranty> from different company’s way cheaper than a dealers.>
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Helen asks…>
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>Is purchasing an extended warranty> worth it on a Subaru Impreza (reliable car)?>
>60K? 80K? 100k? which mileage is >worth> getting?
(new >car>)>
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>Jack answers:>
I bought a 7 year, 100,000 mile one for my Subaru Impreza in 1999 and never made a single claim against it.>
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Steven asks…>
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>Is there an extra car note paymt calc. to see how much interest I can save on my car loan & time of loan?>
>I am trying to determine how an extra >car> payment applied to principle only with decrease the time of my >car> >loan> and the interest of the >loan>. Really need to find a site online where I can plug the numbers.
Thanks>
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>Jack answers:>
Http://www.amortization-calc.com/>
>On most car loans, interest is adding up on a daily basis, based on whatever your principle balance is. Your payment first goes towards whatever interest has added up since the last payment, then the rest goes to decrease the principle balance. If you pay extra that goes towards principle, then your principle balance goes down ahead of schedule, so your daily interest amount goes down. That, in turn, means less of your regular payment goes towards interest, so more of it goes towards principle.>
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Laura asks…>
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>monthly payment on loan, calc question?>
>if I get a >car> >loan> for 11,000 with an interest rate of 7.9%, what would my average monthly payment be? I can’t remember the equation for this
i’m guessing it’s going to be 60 months, but i’m not sure, thanks for the help>
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>Jack answers:>
How many months do you need to pay this? Is this for 12, 18, or 24 months? You also need to clarify if the interest is per month or the total loan…>
>Pls provide all info!>
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