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- Car Dealer Horror Story -
Car Buyers Bail Out!


::: Car dealer horror story by Lopaka, Hawaii, United States...
"Well, we just can't believe our so-called no haggle XXXXXX of Honolulu dealership. Went down and picked the exact vehicle I wanted to purchase. Typical dealer scams like making you wait forever, saying that the car I wanted was sold and that I needed to pick another one, "good cop/bad cop" set-up, etc. The straw that broke the camel's back was when the salesman called to say we needed to come down right away and BEG his sales manager to let us buy the car. Excuse me? I'm paying you $$$$$ and you want me to beg? Don't think so! Anyway, we called the deal off and went right next door to a XXX dealership and got a better vehicle."

My response...
"Good for you and halla-freaking-loo-yah that you went somewhere else to buy a car. I just hope you told them what you were doing. And that car dealer horror story happened at one of those high profile "no haggle/no hassle" places that isn't supposed to be doing that stuff!

 

::: Car Dealer Horror Story by Richie, FL, USA...
So, my wife and I wanted to get a new car; and we were interested in an SUV that was listed at $35,500 brand new with options. I've learned a few things form this site so I decided to put a few into play. The guy wants to know if we're trading in; I tell him no. He then asks if we're putting money down; and I say yes. He immediately wants to know how much, but I refuse to tell him, which sort of pisses him off and makes him keep bugging me about how much I had to put down.

We end up test driving and really wanted the car so we go to negotiate after talking the guy down to $32,000 plus tax, "out the door" with just the regular warranty - no extended. We have a sit down at which time he then asks again how much we have to put down and I tell him $13,500. This car is going under my wife's credit since she has a 750+ score. This guy tells us he can get us the car with a 3% APR for 60 months, this is after a credit check (we had a credit report on us too, just to be careful), which I had no problem with, in fact that was perfect because I was looking to have a car payment under $400 if not, around $350. All of a sudden this guy spits out the monthly payment estimate, and I literally wanted to choke him. His superb math skills has estimated a monthly payment of around $550; "WHAT THE HELL DID I MISS BESIDES TAXES BEING A FEW GRAND". He then tells me that I have to put more money down to bring that payment down. Needless to say, we just got up and walked out telling the guy no thanks. Was this guys math correct, or was he trying to BS me?

My response to the previous car dealer horror story...
Richie, without having all the details of this transaction, it sure seems that $550.00 per month is a high payment for borrowing about $20,000.00 for 5 years at 3%. It would have been fun to ask to see the guys math. Once again, you can avoid so much time, energy, frustration....and yes MONEY, buy applying online and getting your car loan BEFORE ever stepping onto a dealers lot.

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